Commercial Truck Insurance for both Private and Business Use
Commercial insurance is both a legal requirement and a social responsibility. The minimum level required to drive on the UK network is third party. We can offer all levels of cover with option to add additional extras such as GIT cover. By completing one online inquiry form we can circulate your requirements to multiple UK commercial insurance brokers. These brokers backed by underwriters will then provide you or your company with individual commercial online quotes. Remember accidents can happen at any time and is also a legal requirement. After all, these vehicles are big that they can do substantial damage to an individual or property in the case of an accident. These trucks can weigh anywhere from 7.5 tonnes up to 44 tonnes. Cement trucks, delivery trucks, front loaders, pickup trucks, and garbage trucks are among those classified as commercial trucks in the UK.
Trucks are also prone to accidents. Even the most experienced drivers can make a mistake on the road, resulting in a crash. In 2016, it was reported that motorway accidents involving foreign lorries had gone up by 14 percent. Moreover, trucks aren’t cheap vehicles at all. Repair of these commercial vehicles can be very expensive with replacement parts further bringing up the costs.
Purchasing truck cover is thus a good way to protect an investment. It can shield policy holders from financial losses brought about by an accident, or goods being lost to fire, theft, or damage. Moreover, it can establish a trucking firm’s reputation as trustworthy and reliable.
Commercial Truck Policy Options
Tips for lower insurance Premiums
Given that cover for commercial trucks is more expensive than a standard auto cover, it is not surprising that owners are looking for for lower cost insurance for their vehicle or vehicles. Below are some practical steps that can be taken and may help you reduce the costs of your annual commercial premium.