Pick-up Truck Insurance
Is a pick-up classed as a private car or a van ?
If you intend to use your pickup for commercial use then you will need commercial pickup truck insurance which is similar to van insurance. If you are just seeking personal insurance be sure to understand the limitations of use as if these are not strictly adhered your cover will be invalidated.
It is a well-known fact, that in the UK, in order to operate a truck legally on a public road, you must have truck insurance. Whether you’re a self-employed tradesman who uses his pickup for work, a delivery person who uses their vehicle for work, or someone who just drives a Pickup as a vehicle of choice, it’s important to remember that all vehicles and policies are not the same. If the vehicle you are looking to insure has a front cab, and an open cargo area in the back, then as you most likely know already, you’ll need pickup Insurance.
Do you need pickup truck insurance? We can help by enabling you to receive multiple quotes from a panel UK insurance brokers. How? Simply select multiple quotes and complete the online inquiry form and your individual insurance requirements will be shared with panel if insurers.
How to reduce the cost of pickup Insurance
The costs for pickup insurance is guided by the same factors that govern the cost of van insurance. Like vans the more expensive the pick up the higher will be the insurance. The underwriter will not only take into account the cost, but also the average repair costs which is dependent largely on replacement parts.
If you are considering what make of pick-up to purchase this may be a factor that you wish to take into consideration. Many other factors will be used to determine the final premium that the broker will quote you. We have listed some of the key ones below. Some of these you can take steps to help lower your risk to the insurer and hopefully your final premium.
Types of Pickup Trucks Covered
Some factors that will make a difference to your quote are whether or not the vehicle has a standard cab, a double cab, if your vehicle has been modified, and what exactly you use your van for. A standard cab by definition has a single row of seats up front, while a double or ‘extended’ cab will have space behind the front seats, and often will be fitted with a bench seat.
Both 2 and 4 door pickups have a flat open rear making them very versatile, and are used for a multitude of chores. The rear can be left open for easy access or covered by adding carry cab to keep contents safer. Some typical uses these types of vehicles are used for include making deliveries, storing tools that you need to carry our your day to day business or you may like the idea of driving a large pickup truck solely for pleasure.
If you intend to use your pickup in similar fashion to a work business van then you must inform your broker. Extra cover should be taken out if your moving goods or storing valuable work tools in the rear. We have listed some of these extra types of cover that may be required if using a pickup for business or commercial use.
Compare Pickup Truck Insurance FAST
If you need the best deal pickup insurance start by comparing the market. We can help you do just that by providing you with multiple quotes. Select the quote button below, complete one easy from to start the process and save both money and time.