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Flat  Bed Lorry Insurance

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Flat bed Truck Insurance - Compare Costs in Minutes

One of the covers tailored for commercial truck drivers in UK is flatbed trailer truck insurance. Flatbed lorries have no housing and hence the goods are transported in the open. As a result, the goods carried by flatbed lorries have a higher risk of being stolen or damaged whilst on transit compared to those carried in conventional delivery trucks. For full details on your legal requirements and additional advice and information for both commercial and private owners of this vehicle category please visit moving goods by road.

Public liability is another risk that operators with flatbed lorries have to think about. The items carried can lead to heavy public liability claims should they break free whilst in transit. Imagine what would happen if a driver is carrying a potentially dangerous cargo load, for example, electricity poles on a flat bed van and they suddenly break free on the highway! Your company may be entangled in lengthy and costly legal cases with the parties injured by the poles.

Flat bed Truck Insurance - Factors to Consider

  • Upper Limit : Check the upper limit of the cover you want. Flatbed lorries are already heavy. Now, imagine how much they weigh when they are fully loaded. Should an event happen and the load damages the property of another party, how much will the insurance cover?
  • Third Party : Is Third Party cover sufficient for you? Comprehensive cover will insure you against all public and private liabilities and accidental damage. The cover will also protect your drivers in the event of an accident.
  • Breakdown Cover : Would you like roadside assistance in UK or when around Europe? If so, find out how much breakdown cover will cost you.
  • GIT or Goods in Transit : Would you like roadside assistance in UK or when around Europe? If so, find out how much breakdown cover will cost you.

Some Risks when Transporting Goods by Lorry

Another risk of using flatbed trucks is evident during loading and offloading. In most cases, the items carried on the truck are loaded and unloaded using a fork lift truck or crane. When being offloaded, the weight of the items may make them fall from a height and end up damaging the truck, nearby property or injuring those around the area.

All potential mishaps that can occur when using flatbed trucks to load, transport and offload items make it necessary to purchase insurance. There are many companies that provide flatbed truck insurance in UK. You can find the companies online, request for quotes and sign up with one you feel will be right for your business.

All potential mishaps that can occur when using flatbed trucks to load, transport and offload items make it necessary to purchase insurance. There are many companies that provide flatbed truck insurance in UK. You can find the companies online, request for quotes and sign up with one you feel will be right for your business.

Comparing Flatbed Truck Insurance Providers 

Before you sign up for an insurance cover, it is crucial to read through the policy to know your obligations and that of the insurance company. Also, check the fees that you will pay, extent of cover provided, deductibles payable and processing of claims. Follow the above tips to find the right UK flatbed truck insurance for your haulage company

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