Find a HGV policy that meets with your business or personal requirements
HGV Insurance with or without operators licence
Are you after private owner driver HGV cover? If so, chances are that you have already acquired your operator’s license. You must have a valid ops license to qualify to drive a Heavy Goods Vehicle on the UK road network.
Operating a HGV business without the adequate level of protection can turn out to be a costly mistake. You can never be sure that everything will go as planned whilst on the road. For example, no matter how good your drivers are, they can get involved in accidents due to the mistakes of other road users.
It is in your best interest to take out the correct level of HGV cover to protect your business. Safe driving will help bring down insurance premium. For some great advice on staying awake at the wheel of an articulated vehicle check out this informative article courtesy of the UK government website.
Benefits of comparing insurance costs online
Below we have listed some reasons and benefits for buying business or owner Driver HGV insurance online:
The best HGV cover to purchase will depend on the specific needs of your company. For a full and simplified guide to lorry types and weights please visit the official UK government website. Consider the following questions to understand what type of HGV cover would be most suitable for you as an owner driver or a haulage business.
Cover for heavy good vehicles can tailored to meet with your self drive or business haulage requirements. The cost of HGV insurance is based on a number of things, such as the number of heavy goods vehicles in your fleet, experience of your drivers, value and age of the vehicles and type of cargo you handle to highlight a few. Consider the following when apply for cover.
Types of HGV insurance available
Whilst each policy can be tailored to your individual or business needs the basic elements of a good policy would include as a minimum third party cover. Below are listed some of the additional options that you may choose to include in your final policy:
Comparing commercial truck insurance underwriters policies in one place online is easy, simply select get quote and complete a simple online form. The completed form with your requirements will be automatically distributed to a panel of 30 plus specialist UK brokers. These brokers will provide you with their best quote, letting you select a policy that is within your budget, but also meeting with your haulage business requirements.